Demand, Segmentation, & Rationing
in the Rural Credit Markets of Puri, India

By Ranjula Bali Swain
August 2001
Uppsala University
ISBN: 9187268612
164 pages, Illustrated, 6 ½ x 9 ½"
$71.00 Paper Original

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This specialized doctoral dissertation surveys the rural credit markets of the Puri district of India, examining the demand & supply of credit and the effect upon households and farms. Topics include the demand function, interest rate function, credit rationing & multiple loans; the Type 3 Tobit Model; a Generalized Double Hurdle Model; sources of rural credit; different types of collateral; purpose of borrowing; time factors; segmentation, collateral & interest rate; formal & informal credit; Econometric framework: Univariate Model, Bivarite Probit Model, Two Sector Model. Tables. References.

Economics
Uppsala University Department of Economics: Studies No. 54

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